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| Provider | Service type | Compensation |
|---|---|---|
CSENGE ADVISORY GROUP, LLC3 years Service code 28 4755 EAST BAY DR · CLEARWATER, FL 33764 | Investment Management | $45,102 |
PCS RETIREMENT, LLC1 year Filed as: PCS RETIREMENT LLC Service code 13 · EIN 23-3038464 | Contract Administrator | $11,079 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,895 | $65,453+6.8% | $86,698-19.4% | $66,938+4.4% |
| Participation rate | 81.4% | 75.5%+6.0pp | 76.6%+4.8pp | 69.8%+11.6pp |
| Annual return | -13.57% | -10.89%-2.7pp | 35.95%-49.5pp | 1.58%-15.1pp |
| Employer contribution / active EE | $2,459 | $2,154+14.2% | $2,837-13.3% | $2,545-3.4% |
| Participant deferral / active EE | $4,309 | $4,102+5.1% | $4,656-7.5% | $4,238+1.7% |
| Admin fee / account holder | $525 | $642-18.2% | $7,493-93.0% | $594-11.5% |