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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,613 | $209,874-20.6% | $189,537-12.1% | $167,536-0.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 21.31% | 748.61%-727.3pp | 555.34%-534.0pp | 478.82%-457.5pp |
| Employer contribution / active EE | $9,739 | $6,913+40.9% | $6,161+58.1% | $4,839+101.3% |
| Participant deferral / active EE | $10,128 | $8,934+13.4% | $8,220+23.2% | $6,342+59.7% |
| Admin fee / account holder | $656 | $14,299-95.4% | $12,048-94.6% | $12,315-94.7% |