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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,296 | $171,867-38.2% | $149,721-29.0% | $147,586-28.0% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 20.90% | 2113.36%-2092.5pp | 1501.67%-1480.8pp | 578.59%-557.7pp |
| Employer contribution / active EE | $10,860 | $6,275+73.1% | $5,444+99.5% | $4,876+122.7% |
| Participant deferral / active EE | $6,900 | $7,270-5.1% | $6,568+5.1% | $5,439+26.9% |
| Admin fee / account holder | $391 | $13,799-97.2% | $11,282-96.5% | $10,886-96.4% |