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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,375 | $183,978-37.8% | $162,171-29.5% | $152,885-25.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.78% | 150.78%-129.0pp | 115.60%-93.8pp | 345.39%-323.6pp |
| Employer contribution / active EE | $11,579 | $6,370+81.8% | $5,613+106.3% | $4,763+143.1% |
| Participant deferral / active EE | $11,912 | $8,033+48.3% | $7,297+63.2% | $5,851+103.6% |
| Admin fee / account holder | $422 | $13,122-96.8% | $10,843-96.1% | $11,598-96.4% |