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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,687 | $223,823-6.8% | $211,142-1.2% | $154,746+34.9% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 21.55% | 50.39%-28.8pp | 46.84%-25.3pp | 172.34%-150.8pp |
| Employer contribution / active EE | $7,924 | $6,787+16.8% | $6,442+23.0% | $4,379+80.9% |
| Participant deferral / active EE | $9,429 | $9,750-3.3% | $9,284+1.6% | $6,730+40.1% |
| Admin fee / account holder | $646 | $19,707-96.7% | $19,076-96.6% | $14,365-95.5% |