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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,644 | $127,273-39.8% | $109,895-30.3% | $167,518-54.2% |
| Participation rate | 33.3% | 77.9%-44.5pp | 74.2%-40.9pp | 82.1%-48.8pp |
| Annual return | 20.00% | 22.97%-3.0pp | 29.46%-9.5pp | 478.71%-458.7pp |
| Employer contribution / active EE | $868 | $3,324-73.9% | $2,843-69.5% | $4,838-82.1% |
| Participant deferral / active EE | $4,932 | $4,515+9.2% | $4,049+21.8% | $6,342-22.2% |
| Admin fee / account holder | $899 | $7,117-87.4% | $6,067-85.2% | $12,312-92.7% |