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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,571 | $106,551-28.1% | $91,225-16.1% | $134,532-43.1% |
| Participation rate | 38.5% | 76.8%-38.3pp | 73.2%-34.7pp | 81.2%-42.8pp |
| Annual return | -17.56% | 160.78%-178.3pp | 114.12%-131.7pp | 418.27%-435.8pp |
| Employer contribution / active EE | $953 | $3,331-71.4% | $2,851-66.6% | $4,741-79.9% |
| Participant deferral / active EE | $4,863 | $4,718+3.1% | $4,233+14.9% | $6,401-24.0% |
| Admin fee / account holder | $1,790 | $6,234-71.3% | $5,422-67.0% | $11,429-84.3% |