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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,271 | $121,701-57.0% | $104,639-50.0% | $158,982-67.1% |
| Participation rate | 44.4% | 77.5%-33.1pp | 74.1%-29.6pp | 82.0%-37.5pp |
| Annual return | 8.72% | 465.72%-457.0pp | 340.67%-332.0pp | 302.99%-294.3pp |
| Employer contribution / active EE | $1,148 | $3,165-63.7% | $2,682-57.2% | $4,763-75.9% |
| Participant deferral / active EE | $6,640 | $4,176+59.0% | $3,738+77.6% | $5,983+11.0% |
| Admin fee / account holder | $714 | $7,778-90.8% | $6,465-89.0% | $11,252-93.7% |