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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,409 | $110,278+1.0% | $95,740+16.4% | $139,466-20.1% |
| Participation rate | 41.7% | 75.7%-34.1pp | 72.3%-30.6pp | 80.3%-38.7pp |
| Annual return | 24.24% | 27.19%-3.0pp | 28.41%-4.2pp | 373.66%-349.4pp |
| Employer contribution / active EE | $1,106 | $3,260-66.1% | $2,836-61.0% | $4,754-76.7% |
| Participant deferral / active EE | $5,678 | $4,674+21.5% | $4,244+33.8% | $6,712-15.4% |
| Admin fee / account holder | $20 | $6,613-99.7% | $5,676-99.6% | $11,409-99.8% |