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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,460 | $104,520-55.5% | $76,823-39.5% | $152,885-69.6% |
| Participation rate | 78.3% | 76.6%+1.7pp | 72.1%+6.2pp | 82.5%-4.2pp |
| Annual return | 25.29% | 1014.03%-988.7pp | 1166.42%-1141.1pp | 345.39%-320.1pp |
| Employer contribution / active EE | $2,130 | $3,117-31.7% | $2,302-7.5% | $4,763-55.3% |
| Participant deferral / active EE | $4,562 | $4,236+7.7% | $3,336+36.8% | $5,851-22.0% |
| Admin fee / account holder | $1,244 | $12,283-89.9% | $6,422-80.6% | $11,598-89.3% |