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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,374 | $105,929-43.0% | $81,716-26.1% | $158,966-62.0% |
| Participation rate | 87.0% | 75.6%+11.4pp | 72.0%+15.0pp | 82.0%+5.0pp |
| Annual return | 18.43% | 38.19%-19.8pp | 29.49%-11.1pp | 302.95%-284.5pp |
| Employer contribution / active EE | $2,296 | $7,802-70.6% | $4,310-46.7% | $4,762-51.8% |
| Participant deferral / active EE | $4,726 | $13,007-63.7% | $7,108-33.5% | $5,983-21.0% |
| Admin fee / account holder | $1,828 | $8,492-78.5% | $5,159-64.6% | $11,250-83.8% |