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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,461 | $56,544-49.7% | $75,501-62.3% | $70,126-59.4% |
| Participation rate | 80.0% | 68.1%+11.9pp | 72.4%+7.6pp | 69.5%+10.5pp |
| Annual return | 20.37% | 23.59%-3.2pp | 27.35%-7.0pp | 73.15%-52.8pp |
| Employer contribution / active EE | $1,936 | $1,817+6.6% | $2,352-17.7% | $2,343-17.3% |
| Participant deferral / active EE | $3,836 | $2,580+48.7% | $3,142+22.1% | $3,332+15.1% |
| Admin fee / account holder | $2,047 | $3,827-46.5% | $5,801-64.7% | $4,645-55.9% |