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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,552 | $52,306-58.8% | $69,779-69.1% | $62,881-65.7% |
| Participation rate | 85.2% | 67.2%+18.0pp | 71.8%+13.4pp | 69.3%+15.9pp |
| Annual return | 2.82% | 13.35%-10.5pp | 12.99%-10.2pp | 20.14%-17.3pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,547 | $2,395+48.1% | $2,931+21.0% | $3,203+10.7% |
| Admin fee / account holder | $4,900 | $3,691+32.7% | $4,381+11.8% | $4,296+14.1% |