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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,995 | $106,280-73.7% | $96,538-71.0% | $139,487-79.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.91% | 38.48%-23.6pp | 35.74%-20.8pp | 373.84%-358.9pp |
| Employer contribution / active EE | $3,137 | $4,107-23.6% | $3,740-16.1% | $4,755-34.0% |
| Participant deferral / active EE | $1,265 | $5,457-76.8% | $4,880-74.1% | $6,713-81.2% |
| Admin fee / account holder | $629 | $7,888-92.0% | $6,737-90.7% | $11,407-94.5% |