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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,437 | $99,345-78.4% | $84,753-74.7% | $273,972-92.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.58% | 22.93%-20.3pp | 22.78%-20.2pp | 41.46%-38.9pp |
| Employer contribution / active EE | $4,465 | $4,214+6.0% | $3,574+24.9% | $4,869-8.3% |
| Participant deferral / active EE | $862 | $4,270-79.8% | $3,712-76.8% | $5,287-83.7% |
| Admin fee / account holder | $6,247 | $6,645-6.0% | $5,333+17.1% | $10,133-38.3% |