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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,997 | $72,273-69.6% | $101,275-78.3% | $79,856-72.5% |
| Participation rate | 96.0% | 68.5%+27.5pp | 75.8%+20.2pp | 69.6%+26.4pp |
| Annual return | 7.74% | 22.30%-14.6pp | 46.48%-38.7pp | 31.71%-24.0pp |
| Employer contribution / active EE | $2,939 | $2,691+9.2% | $3,660-19.7% | $2,471+18.9% |
| Participant deferral / active EE | $652 | $3,282-80.1% | $4,371-85.1% | $3,741-82.6% |
| Admin fee / account holder | $11,221 | $4,401+155.0% | $5,948+88.7% | $5,306+111.5% |