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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,126 | $134,817-87.3% | $123,973-86.2% | $155,188-89.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 4.63% | 515.49%-510.9pp | 388.13%-383.5pp | 148.84%-144.2pp |
| Employer contribution / active EE | $1,586 | $4,425-64.2% | $4,126-61.6% | $4,248-62.7% |
| Participant deferral / active EE | $1,060 | $5,706-81.4% | $5,247-79.8% | $6,531-83.8% |
| Admin fee / account holder | $18,476 | $13,245+39.5% | $11,799+56.6% | $14,480+27.6% |