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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,884 | $166,242+24.4% | $165,071+25.3% | $145,884+41.8% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 11.48% | 100.44%-89.0pp | 70.17%-58.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $10,511 | $5,283+99.0% | $4,347+141.8% | $4,662+125.4% |
| Participant deferral / active EE | $6,038 | $6,964-13.3% | $6,0350% | $6,690-9.7% |
| Admin fee / account holder | $1,487 | $16,658-91.1% | $12,695-88.3% | $13,392-88.9% |