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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,747 | $162,812-13.6% | $133,971+5.1% | $158,966-11.5% |
| Participation rate | 95.7% | 83.2%+12.4pp | 79.8%+15.8pp | 82.0%+13.7pp |
| Annual return | 15.31% | 41.94%-26.6pp | 45.09%-29.8pp | 302.95%-287.6pp |
| Employer contribution / active EE | $3,237 | $4,976-34.9% | $3,919-17.4% | $4,762-32.0% |
| Participant deferral / active EE | $5,033 | $5,910-14.8% | $5,047-0.3% | $5,983-15.9% |
| Admin fee / account holder | $1,253 | $11,741-89.3% | $8,929-86.0% | $11,250-88.9% |