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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,560 | $154,159+21.0% | $130,026+43.5% | $139,456+33.8% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.5%+12.0pp | 80.3%+10.1pp |
| Annual return | 15.40% | 32.50%-17.1pp | -137.26%+152.7pp | 373.45%-358.0pp |
| Employer contribution / active EE | $11,018 | $5,292+108.2% | $4,321+155.0% | $4,753+131.8% |
| Participant deferral / active EE | $6,546 | $6,710-2.4% | $5,821+12.5% | $6,711-2.5% |
| Admin fee / account holder | $1,594 | $14,001-88.6% | $10,608-85.0% | $11,407-86.0% |