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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $9,503 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,656 | $42,909-0.6% | $152,093-72.0% | $71,012-39.9% |
| Participation rate | 32.0% | 54.7%-22.7pp | 77.8%-45.8pp | 58.6%-26.6pp |
| Annual return | 12.26% | 30.57%-18.3pp | 66.36%-54.1pp | 37.67%-25.4pp |
| Employer contribution / active EE | $909 | $1,369-33.6% | $4,175-78.2% | $2,348-61.3% |
| Participant deferral / active EE | $1,431 | $1,904-24.8% | $5,451-73.8% | $3,246-55.9% |
| Admin fee / account holder | $40 | $1,014-96.1% | $14,497-99.7% | $1,167-96.6% |