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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,491 | $47,163-33.2% | $149,696-79.0% | $74,460-57.7% |
| Participation rate | 30.6% | 63.4%-32.8pp | 78.8%-48.1pp | 70.7%-40.1pp |
| Annual return | 10.53% | 22.75%-12.2pp | 134.46%-123.9pp | 34.38%-23.8pp |
| Employer contribution / active EE | $786 | $1,907-58.8% | $4,821-83.7% | $2,638-70.2% |
| Participant deferral / active EE | $1,228 | $2,730-55.0% | $5,682-78.4% | $4,530-72.9% |
| Admin fee / account holder | $35 | $343-89.7% | $13,212-99.7% | $348-89.8% |