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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $7,588 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,765 | $50,812-27.6% | $155,602-76.4% | $77,692-52.7% |
| Participation rate | 31.9% | 63.1%-31.2pp | 78.2%-46.3pp | 70.6%-38.7pp |
| Annual return | 15.07% | 34.85%-19.8pp | 64.81%-49.7pp | 31.25%-16.2pp |
| Employer contribution / active EE | $824 | $1,989-58.6% | $4,675-82.4% | $2,726-69.8% |
| Participant deferral / active EE | $1,242 | $2,822-56.0% | $5,629-77.9% | $4,648-73.3% |
| Admin fee / account holder | $31 | $436-92.9% | $15,923-99.8% | $431-92.8% |