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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,591 | $46,332-36.1% | $143,799-79.4% | $64,819-54.3% |
| Participation rate | 25.4% | 64.2%-38.8pp | 80.3%-54.9pp | 71.5%-46.0pp |
| Annual return | -17.19% | -10.05%-7.1pp | -0.04%-17.1pp | 32.84%-50.0pp |
| Employer contribution / active EE | $666 | $1,911-65.1% | $4,952-86.5% | $2,507-73.4% |
| Participant deferral / active EE | $987 | $2,647-62.7% | $5,638-82.5% | $4,311-77.1% |
| Admin fee / account holder | $19 | $154-87.8% | $14,677-99.9% | $188-90.0% |