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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,002 | $81,476-25.1% | $102,383-40.4% | $80,925-24.6% |
| Participation rate | 85.2% | 66.8%+18.3pp | 74.5%+10.7pp | 67.7%+17.5pp |
| Annual return | 7.61% | 25.59%-18.0pp | 24.94%-17.3pp | 35.65%-28.0pp |
| Employer contribution / active EE | $6,001 | $3,105+93.3% | $3,870+55.0% | $2,756+117.7% |
| Participant deferral / active EE | $2,673 | $3,871-31.0% | $5,060-47.2% | $4,299-37.8% |
| Admin fee / account holder | $1,508 | $6,717-77.5% | $8,391-82.0% | $6,940-78.3% |