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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,390 | $64,716-28.3% | $112,258-58.7% | $68,495-32.3% |
| Participation rate | 80.0% | 67.2%+12.8pp | 75.1%+4.9pp | 67.9%+12.1pp |
| Annual return | -14.72% | -11.40%-3.3pp | 27.47%-42.2pp | -7.84%-6.9pp |
| Employer contribution / active EE | $2,748 | $2,746+0.1% | $3,636-24.4% | $2,596+5.8% |
| Participant deferral / active EE | $2,308 | $3,565-35.2% | $4,728-51.2% | $4,028-42.7% |
| Admin fee / account holder | $1,128 | $5,232-78.4% | $6,411-82.4% | $5,403-79.1% |