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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,605 | $56,894-63.8% | $84,753-75.7% | $62,881-67.2% |
| Participation rate | 94.4% | 68.5%+25.9pp | 76.6%+17.9pp | 69.3%+25.1pp |
| Annual return | 1.78% | 6.30%-4.5pp | 22.78%-21.0pp | 20.14%-18.4pp |
| Employer contribution / active EE | $4,377 | $2,400+82.4% | $3,574+22.5% | $2,281+91.9% |
| Participant deferral / active EE | $1,449 | $2,709-46.5% | $3,712-61.0% | $3,203-54.8% |
| Admin fee / account holder | $462 | $3,581-87.1% | $5,333-91.3% | $4,296-89.2% |