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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $550,734 | $184,014+199.3% | $161,149+241.8% | $138,895+296.5% |
| Participation rate | 95.2% | 82.1%+13.2pp | 78.8%+16.4pp | 79.9%+15.3pp |
| Annual return | 16.29% | 21.52%-5.2pp | 21.16%-4.9pp | 145.39%-129.1pp |
| Employer contribution / active EE | $10,894 | $5,055+115.5% | $4,360+149.9% | $4,194+159.7% |
| Participant deferral / active EE | $10,807 | $6,909+56.4% | $6,153+75.6% | $6,396+69.0% |
| Admin fee / account holder | $9,067 | $18,027-49.7% | $15,194-40.3% | $12,562-27.8% |