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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,194 | $166,089+169.9% | $164,928+171.8% | $145,978+207.0% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.6%+17.0pp | 80.3%+15.4pp |
| Annual return | 12.41% | 100.26%-87.9pp | 70.08%-57.7pp | 550.52%-538.1pp |
| Employer contribution / active EE | $2,606 | $5,276-50.6% | $4,343-40.0% | $4,662-44.1% |
| Participant deferral / active EE | $10,313 | $6,961+48.1% | $6,034+70.9% | $6,690+54.2% |
| Admin fee / account holder | $7,029 | $16,641-57.8% | $12,684-44.6% | $13,400-47.5% |