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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,878 | $152,612+117.5% | $125,192+165.1% | $152,897+117.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.66% | 54.85%-31.2pp | 43.79%-20.1pp | 345.43%-321.8pp |
| Employer contribution / active EE | $10,538 | $4,947+113.0% | $3,866+172.6% | $4,764+121.2% |
| Participant deferral / active EE | $8,702 | $5,868+48.3% | $4,937+76.3% | $5,851+48.7% |
| Admin fee / account holder | $13,626 | $13,437+1.4% | $9,704+40.4% | $11,599+17.5% |