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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,726 | $154,193+187.8% | $130,045+241.2% | $139,466+218.2% |
| Participation rate | 94.7% | 82.0%+12.8pp | 78.5%+16.2pp | 80.3%+14.4pp |
| Annual return | 17.26% | 32.51%-15.2pp | -137.30%+154.6pp | 373.66%-356.4pp |
| Employer contribution / active EE | $22,140 | $5,292+318.4% | $4,321+412.3% | $4,754+365.7% |
| Participant deferral / active EE | $11,562 | $6,709+72.3% | $5,820+98.7% | $6,712+72.3% |
| Admin fee / account holder | $8,221 | $13,989-41.2% | $10,600-22.4% | $11,409-27.9% |