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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,451 | $47,848+147.6% | $81,473+45.4% | $70,126+68.9% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 12.18% | 27.25%-15.1pp | 38.78%-26.6pp | 73.15%-61.0pp |
| Employer contribution / active EE | $5,920 | $1,527+287.7% | $2,568+130.6% | $2,343+152.7% |
| Participant deferral / active EE | $1,035 | $2,453-57.8% | $3,537-70.7% | $3,332-68.9% |
| Admin fee / account holder | $2,125 | $3,145-32.4% | $4,561-53.4% | $4,645-54.3% |