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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,016 | $96,388-69.9% | $80,627-64.0% | $139,466-79.2% |
| Participation rate | 94.1% | 73.6%+20.5pp | 67.0%+27.1pp | 80.3%+13.8pp |
| Annual return | 6.62% | 1352.08%-1345.5pp | 936.76%-930.1pp | 373.66%-367.0pp |
| Employer contribution / active EE | $5,303 | $3,260+62.7% | $2,723+94.8% | $4,754+11.5% |
| Participant deferral / active EE | $3,761 | $5,224-28.0% | $4,443-15.3% | $6,712-44.0% |
| Admin fee / account holder | $21,920 | $6,603+232.0% | $5,381+307.4% | $11,409+92.1% |