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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,333 | $57,119-64.4% | $85,187-76.1% | $80,935-74.9% |
| Participation rate | 76.0% | 56.4%+19.6pp | 67.5%+8.5pp | 67.7%+8.3pp |
| Annual return | 9.54% | 21.70%-12.2pp | 66.67%-57.1pp | 35.66%-26.1pp |
| Employer contribution / active EE | $3,393 | $1,802+88.4% | $2,732+24.2% | $2,757+23.1% |
| Participant deferral / active EE | $4,125 | $3,115+32.4% | $4,525-8.8% | $4,299-4.1% |
| Admin fee / account holder | $14,157 | $4,990+183.7% | $6,162+129.8% | $6,924+104.5% |