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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,297 | $52,279+51.7% | $89,435-11.3% | $79,856-0.7% |
| Participation rate | 96.3% | 57.5%+38.8pp | 68.0%+28.3pp | 69.6%+26.7pp |
| Annual return | 4.93% | 22.16%-17.2pp | 245.55%-240.6pp | 31.71%-26.8pp |
| Employer contribution / active EE | $6,005 | $1,572+282.1% | $2,587+132.1% | $2,471+143.0% |
| Participant deferral / active EE | $1,821 | $2,740-33.6% | $3,890-53.2% | $3,741-51.3% |
| Admin fee / account holder | $51,362 | $3,356+1430.3% | $4,884+951.5% | $5,306+867.9% |