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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,193 | $209,336-77.0% | $197,124-75.6% | $137,256-64.9% |
| Participation rate | 90.9% | 87.3%+3.6pp | 86.7%+4.2pp | 80.0%+10.9pp |
| Annual return | 16.80% | 48.09%-31.3pp | 44.34%-27.5pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,032 | $6,591-54.0% | $6,227-51.3% | $4,156-27.0% |
| Participant deferral / active EE | $2,717 | $9,614-71.7% | $9,135-70.3% | $6,407-57.6% |
| Admin fee / account holder | $5,001 | $17,308-71.1% | $16,298-69.3% | $12,270-59.2% |