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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,561 | $153,769-91.8% | $133,975-90.6% | $273,972-95.4% |
| Participation rate | 90.0% | 88.4%+1.6pp | 87.1%+2.9pp | 83.0%+7.0pp |
| Annual return | 4.58% | 36.51%-31.9pp | 29.29%-24.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $2,741 | $6,029-54.5% | $5,211-47.4% | $4,869-43.7% |
| Participant deferral / active EE | $1,333 | $6,958-80.9% | $6,282-78.8% | $5,287-74.8% |
| Admin fee / account holder | $5,354 | $11,765-54.5% | $9,324-42.6% | $10,133-47.2% |