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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,681 | $209,888-86.8% | $189,545-85.4% | $167,553-83.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 13.34% | 748.66%-735.3pp | 555.36%-542.0pp | 478.89%-465.5pp |
| Employer contribution / active EE | $3,776 | $6,915-45.4% | $6,162-38.7% | $4,840-22.0% |
| Participant deferral / active EE | $2,196 | $8,934-75.4% | $8,220-73.3% | $6,343-65.4% |
| Admin fee / account holder | $13,489 | $14,300-5.7% | $12,049+12.0% | $12,316+9.5% |