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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,029 | $197,637-87.8% | $177,848-86.5% | $158,982-84.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 19.87% | 58.77%-38.9pp | 48.33%-28.5pp | 302.99%-283.1pp |
| Employer contribution / active EE | $2,782 | $6,698-58.5% | $5,919-53.0% | $4,763-41.6% |
| Participant deferral / active EE | $1,808 | $8,405-78.5% | $7,714-76.6% | $5,983-69.8% |
| Admin fee / account holder | $374 | $15,406-97.6% | $12,431-97.0% | $11,252-96.7% |