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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,955 | $92,684+11.1% | $82,706+24.5% | $134,509-23.5% |
| Participation rate | 56.5% | 75.2%-18.7pp | 72.6%-16.0pp | 81.2%-24.7pp |
| Annual return | -15.15% | 945.84%-961.0pp | 701.76%-716.9pp | 418.13%-433.3pp |
| Employer contribution / active EE | $658 | $3,272-79.9% | $3,007-78.1% | $4,741-86.1% |
| Participant deferral / active EE | $4,879 | $4,800+1.6% | $4,394+11.0% | $6,400-23.8% |
| Admin fee / account holder | $25,101 | $5,982+319.6% | $5,329+371.1% | $11,427+119.7% |