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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,468 | $103,000+4.3% | $90,300+19.0% | $152,885-29.7% |
| Participation rate | 54.5% | 75.9%-21.3pp | 73.3%-18.7pp | 82.5%-27.9pp |
| Annual return | 19.56% | 95.19%-75.6pp | 78.11%-58.6pp | 345.39%-325.8pp |
| Employer contribution / active EE | $490 | $3,138-84.4% | $2,854-82.8% | $4,763-89.7% |
| Participant deferral / active EE | $3,791 | $4,281-11.4% | $3,884-2.4% | $5,851-35.2% |
| Admin fee / account holder | $12,045 | $6,173+95.1% | $5,353+125.0% | $11,598+3.9% |