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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,779 | $100,911+26.6% | $90,440+41.3% | $158,966-19.6% |
| Participation rate | 54.5% | 75.0%-20.5pp | 72.7%-18.1pp | 82.0%-27.4pp |
| Annual return | 16.35% | 1726.62%-1710.3pp | 1294.38%-1278.0pp | 302.95%-286.6pp |
| Employer contribution / active EE | $545 | $3,690-85.2% | $3,263-83.3% | $4,762-88.5% |
| Participant deferral / active EE | $4,042 | $4,348-7.0% | $3,964+2.0% | $5,983-32.4% |
| Admin fee / account holder | $3,764 | $6,507-42.2% | $5,615-33.0% | $11,250-66.5% |