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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,716 | $99,011-3.3% | $86,582+10.5% | $147,586-35.1% |
| Participation rate | 66.7% | 76.3%-9.7pp | 73.5%-6.9pp | 82.8%-16.2pp |
| Annual return | 14.43% | 1312.75%-1298.3pp | 965.08%-950.7pp | 578.59%-564.2pp |
| Employer contribution / active EE | $638 | $3,132-79.6% | $2,839-77.5% | $4,876-86.9% |
| Participant deferral / active EE | $4,260 | $3,972+7.2% | $3,609+18.0% | $5,439-21.7% |
| Admin fee / account holder | $8,226 | $5,709+44.1% | $4,904+67.7% | $10,886-24.4% |