Retirement plan

NATURAL LANDS RETIREMENT PLAN

Name: NATURAL LANDS TRUST, INC. - NATURAL LANDS RETIREMENT PLAN (2024) Form 5500
Creator: NATURAL LANDS TRUST, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATURAL LANDS RETIREMENT PLAN, NATURAL LANDS TRUST, INC.

NATURAL LANDS TRUST, INC.dba NATURAL LANDSEIN 23-6272818Plan #001PY 2024

1031 PALMERS MILL ROAD - MEDIA, PA 190631006610-353-5587LinkedIn11-50 employeesnon-profit organization management

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$21.8M

+1.5% from 2023

Total participants

179

+13.3% from 2023

Average account balance

$141,528

-9.0% from 2023

Annual return

11.96%

-2.34 pp from 2023

Benchmarks

See 2,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort2,058 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$142K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

154

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$948K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$230

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Filed as: LPL FINANCIAL RPCP Service code 26 · EIN 04-3046611	Advisory (Participants)	$22,828
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930	Recordkeeping	$11,144
THE MANDMARBLESTONE GROUP LLC2 years Service code 14 · EIN 20-4780677	Plan Administrator	$1,380
TIAA4 years Service code 13 · EIN 13-1624203	Contract Administrator	$0

Plan features & details

Pension benefit codes2F2G2J2K2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$35K

$354 / participant

Recordkeeping$1K3.9%
Investment mgmt$23K64.6%
Contract admin$11K31.5%

% of EOY assets

0.162%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KREISCHER MILLER
Auditor EIN: 231980475
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$141,528

$60,393+134.3%

$81,820+73.0%

$74,429+90.2%

Participation rate

75.0%

62.9%+12.1pp

72.4%+2.6pp

67.2%+7.8pp

Annual return

11.96%

16.89%-4.9pp

777.93%-766.0pp

1368.38%-1356.4pp

Employer contribution / active EE

$3,405

$2,626+29.6%

$2,915+16.8%

$2,625+29.7%

Participant deferral / active EE

$6,078

$3,397+78.9%

$4,323+40.6%

$4,348+39.8%

Admin fee / account holder

$230

$1,491-84.6%

$7,391-96.9%

$1,944-88.2%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Filed as: LPL FINANCIAL RPCP

Service code 26 · EIN 04-3046611

Advisory (Participants)

$22,828

THE VANGUARD GROUP, INC.2 years

Service code 15 · EIN 23-1945930

Recordkeeping

$11,144

THE MANDMARBLESTONE GROUP LLC2 years

Service code 14 · EIN 20-4780677

Plan Administrator

$1,380

TIAA4 years

Service code 13 · EIN 13-1624203

Contract Administrator

NATURAL LANDS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATURAL LANDS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion