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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,608 | $51,638+56.1% | $68,368+17.9% | $82,448-2.2% |
| Participation rate | 51.3% | 63.6%-12.3pp | 73.8%-22.5pp | 68.1%-16.8pp |
| Annual return | 15.47% | 37.53%-22.1pp | 292.57%-277.1pp | 41.64%-26.2pp |
| Employer contribution / active EE | $716 | $2,047-65.0% | $2,649-73.0% | $2,551-71.9% |
| Participant deferral / active EE | $1,499 | $2,914-48.5% | $4,123-63.6% | $4,139-63.8% |
| Admin fee / account holder | $2,520 | $4,643-45.7% | $5,150-51.1% | $7,234-65.2% |