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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,762 | $54,757-42.0% | $90,300-64.8% | $72,983-56.5% |
| Participation rate | 67.4% | 65.1%+2.3pp | 73.3%-5.8pp | 69.5%-2.0pp |
| Annual return | 20.17% | 30.63%-10.5pp | 78.11%-57.9pp | 81.01%-60.8pp |
| Employer contribution / active EE | $993 | $2,092-52.5% | $2,854-65.2% | $2,440-59.3% |
| Participant deferral / active EE | $1,368 | $2,887-52.6% | $3,884-64.8% | $3,608-62.1% |
| Admin fee / account holder | $822 | $3,972-79.3% | $5,353-84.6% | $5,124-84.0% |