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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,187 | $49,177-48.8% | $79,466-68.3% | $64,173-60.8% |
| Participation rate | 75.8% | 65.0%+10.7pp | 73.3%+2.4pp | 69.6%+6.2pp |
| Annual return | -9.68% | -1.16%-8.5pp | 718.28%-728.0pp | 7.63%-17.3pp |
| Employer contribution / active EE | $1,735 | $2,076-16.4% | $2,800-38.0% | $2,381-27.1% |
| Participant deferral / active EE | $3,276 | $2,821+16.1% | $3,704-11.6% | $3,470-5.6% |
| Admin fee / account holder | $1,250 | $3,839-67.4% | $5,104-75.5% | $4,887-74.4% |