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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,633 | $87,059+4.1% | $105,608-14.2% | $80,925+12.0% |
| Participation rate | 97.8% | 70.4%+27.3pp | 75.3%+22.5pp | 67.7%+30.1pp |
| Annual return | 13.71% | 17.05%-3.3pp | 116.50%-102.8pp | 35.65%-21.9pp |
| Employer contribution / active EE | $3,131 | $2,396+30.7% | $3,167-1.1% | $2,756+13.6% |
| Participant deferral / active EE | $7,419 | $3,986+86.1% | $5,010+48.1% | $4,299+72.6% |
| Admin fee / account holder | $5,225 | $8,443-38.1% | $11,028-52.6% | $6,940-24.7% |