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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,259 | $67,411+4.2% | $91,004-22.8% | $70,126+0.2% |
| Participation rate | 96.7% | 71.4%+25.4pp | 75.6%+21.1pp | 69.5%+27.2pp |
| Annual return | 16.84% | -40.16%+57.0pp | 4.60%+12.2pp | 73.15%-56.3pp |
| Employer contribution / active EE | $2,498 | $1,786+39.9% | $2,456+1.7% | $2,343+6.6% |
| Participant deferral / active EE | $3,991 | $2,823+41.4% | $3,548+12.5% | $3,332+19.8% |
| Admin fee / account holder | $2,023 | $4,236-52.2% | $5,417-62.7% | $4,645-56.4% |