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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,609 | $77,569+14.2% | $115,599-23.3% | $64,097+38.2% |
| Participation rate | 99.0% | 60.7%+38.3pp | 74.3%+24.7pp | 55.2%+43.8pp |
| Annual return | 14.47% | 18.52%-4.0pp | 111.10%-96.6pp | 34.64%-20.2pp |
| Employer contribution / active EE | $3,138 | $1,915+63.9% | $2,955+6.2% | $1,891+65.9% |
| Participant deferral / active EE | $7,689 | $3,327+131.1% | $4,889+57.3% | $3,080+149.6% |
| Admin fee / account holder | $14,095 | $4,470+215.4% | $12,841+9.8% | $3,454+308.0% |